Orthodontic dental insurance 101 with Dr. Cram

At Red Deer Orthodontics in Red Deer, AB, we’re always receiving questions about dental insurance, so we wanted to share a few points about how insurance works in our office. Many dentists in Canada accept assignment of benefits from dental insurance companies, however there are many dentists that do not accept these third party benefits.

Over 95% of Canada do NOT accept assignment of benefits from any 3rd party, including government agencies, such as Cleft Palate Clinic and Native Affairs. Rather, the CAO Standard Information Form is provided to patients to predetermine their benefits prior to undertaking orthodontics. This insurance form has been designed through the joint efforts of the Canadian Association of Orthodontists, or CAO and the Canadian Health and Life Insurance Association of Canada, or CHLIA as a means of simplifying and streamlining the process of receiving orthodontic insurance and treatment.

No other form needs to be generated by the orthodontist’s office throughout the remainder of treatment. The CAO Standard Information Form entitles the patient to be reimbursed by their insurance carrier, after each payment is made by the orthodontic patient. All insurance companies in Canada accept this one particular form.

Our team believes that you should have the freedom to choose which orthodontist you wish to work with. At Red Deer Orthodontics, we strive for excellence in all treatment results of patients. Please contact us if you have any specific questions about orthodontic coverage, we are always happy to help!